TERMS & CONDITIONS - Offers Valid 1 August - 31 December 2020. FREE CURTAIN MAKING: Free curtain-making on the Russells Designer Range and selected fabrics. RUSSELLS PREMIUM BLINDS: Up to 40% off applies to selected styles and fabric ranges including WoodLook Venetians, 25mm Aluminium Venetians, Vertical Blinds (Carrington fabric only). HONEYCOMBS: 30% off standard cordlock honeycomb blinds. Excludes shaped, angled or speciality honeycombs. SHUTTERS: 25% off shutters excludes shaped or speciality designed shutters. VERI SHADES®: Up to 25% off Russells Premium Veri Shades®. FARMLANDS SHAREHOLDER OFFER: Offer exclusive to Farmlands shareholders. Discount is applied off retail price. Excludes shutters and cannot be used in conjunction with any other offer. Discount on curtains applies to fabrics over RRP $29.95 and from selected leading fabric suppliers: James Dunlop Essential range, Charles Parsons and Maurice Kain fabrics only, Villa Textiles, Ken Bimler, Warwick and Nettex. Discounts only apply for prompt payment within 7 days of install or supply. 24 MONTHS INTEREST FREE: Normal credit and lending criteria and fees including $55 establishment fee and annual fee ($52 Gem Visa / $50 Gem CreditLine) apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20, which ever is more, will not be sufficient to repay the purchase amount(s) within the promotional period. Prevailing interest rate (currently 25.99% p.a. Gem Visa and 29.95% p.a. Gem CreditLine) applies to any outstanding balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial \ Services Limited. Offer valid until 31 March 2021.